.Occupation: PhD candidateIndustry: AcademiaAge: 26Location: Orange Region, CASalary: $30,000 (this fluctuates a little depending upon what my role is actually during the quarter and if I have exterior analysis working as a consultants, however it averages bent on about $30,000 each year). Resources: HYSA: $45,095 vacation cost savings: $810 monitoring: $1,024 investments: $10,453 Roth IRA: $45,728 403( b): $6,325. Personal debt: Pupil financings: $4,233 cars and truck: $6,393. Payday volume: $2,822 for nine months of the year, plus a summer stipend of $3,000. Pronouns: She/her.